Personal Loan Rates Time Series

Retrieve historical time series data for personal loan rates from New Zealand financial institutions.

Endpoint

Field	Value
Method	`GET`
Path	`/api/v1/personal-loan-rates/time-series`
Operation ID	`getPersonalLoanRatesTimeSeries`

Parameters

Parameter	Description
`date`	optional single date in YYYY-MM-DD format
`startDate`	optional range start date in YYYY-MM-DD format
`endDate`	optional range end date in YYYY-MM-DD format
`institutionId`	optional institution ID filter

Responses

Status	Description
`200`	Retrieve personal loan rates time series data
`400`	Invalid date parameters
`404`	No data found
`500`	Server error

This endpoint provides historical time series data for personal loan rates, allowing you to analyze trends and changes over time. The data is stored in Cloudflare D1 database, enabling efficient querying of historical datasets.

Response Data

Timestamp for each data point
Institution name and ID
Interest rates for secured and unsecured personal loans
Fixed and variable rate options
Minimum and maximum loan amounts
Available loan terms
Any special conditions or promotions

Use Cases

Rate Trend Analysis: Monitor how personal loan rates fluctuate over time
Competitive Intelligence: Compare rate changes across different lenders
Consumer Education: Provide historical context for current personal loan offerings
Financial Planning Tools: Incorporate historical rate data into loan calculators and planning applications
Research and Reporting: Support academic or market research with reliable historical data

Notes on Data Storage

The time series data is stored in Cloudflare D1, a serverless SQL database built on SQLite. This allows for efficient querying, fast retrieval, reliable persistence, and scalable performance for growing historical datasets.