API ReferenceEndpointsCredit Card Rates
List Credit Card Rates
Retrieve current credit card rates, fees, and offer details.
Endpoint
| Field | Value |
|---|---|
| Method | GET |
| Path | /api/v1/credit-card-rates |
| Operation ID | listCreditCardRates |
Responses
| Status | Description |
|---|---|
200 | Retrieve all credit card rates |
500 | Server error |
This endpoint returns a comprehensive list of credit card rates and offers from most financial institutions and issuers in New Zealand. The data includes interest rates, reward programs, fees, and special promotional offers for various credit card products.
Response Data
- Institution/issuer name and ID
- Purchase interest rates
- Cash advance rates
- Balance transfer rates and promotional offers
- Reward program details
- Interest-free days
Use Cases
- Credit Card Comparison Tools: Help users find the best credit card rates and rewards based on their spending habits
- Financial Advice Applications: Integrate credit card data into holistic financial planning tools
- Rewards Optimization: Build applications that help users maximize credit card rewards
- Balance Transfer Calculators: Create tools to help users find the best balance transfer offers
- Spending Analysis: Integrate credit card features with spending tracking applications